Frequently asked questions.

1. Can UK citizens buy property in Dubai & other Emirates?

Yes, UK citizens can buy property in Dubai, including freehold properties where you fully own the unit. Dubai allows foreign nationals to own property in designated areas such as Dubai Marina, Downtown Dubai, Business Bay, Palm Jumeirah, and more.

2. Do I need to be a resident in the UAE to buy property?

No, you do not need to be a UAE resident to purchase property. You can buy as a non-resident and even rent it out. However, buying a property above a certain value may make you eligible for a residency visa (Golden Visa).

3. What is the minimum investment required to qualify for the Golden Visa?

To qualify for a 10-year Golden Visa, you must invest a minimum of AED 2 million (approx. £440,000) in real estate. This can be in one or more properties, and both off-plan and ready properties may be eligible (with conditions).

We assist you in selecting qualifying properties and handling the application process.

4. Can I get a mortgage in Dubai as a UK expat?

Yes, UK expats are eligible for non-resident mortgages from various UAE banks. Most banks offer:

  • Up to 50–60% financing for non-residents

  • Interest rates starting from around 5% and can go as low as 3.95%

  • Mortgage terms up to 25 years

We work closely with mortgage brokers and banks to help you find the best financing options.

5. Is buying off-plan property safe?

Yes — if you work with trusted developers and a licensed agency like ours. All legitimate off-plan projects must be registered with the Dubai Land Department (DLD) and have an Escrow account to protect your investment.

We only promote projects from reputable developers with a track record of on-time delivery.

6. What are the buying costs in Dubai?

Typical costs include:

  • Dubai Land Department Fee: 4% of the property value

  • Registration fee: AED 4,000 for properties under AED 500,000; AED 8,000 above

  • Agency commission: Usually 2% (sometimes waived for off-plan)

  • Developer admin fee (if off-plan): AED 3,000–5,000

We give you a full breakdown before you commit — no hidden charges.

7. Can I rent out my property as a UK citizen?

Yes! Many UK investors buy in Dubai for rental income. We help with:

  • Marketing your property

  • Finding reliable tenants

  • Managing rental contracts, maintenance, and rent collection

Dubai offers tax-free rental income, which is a major benefit for UK landlords.

8. How do tenancy contracts work in Dubai?

Tenancy contracts are typically 1-year agreements, auto-renewed unless either party gives notice. All rental contracts must be registered with Ejari (an online system by Dubai Land Department), which we handle for you.

9. What documents do I need to buy a property in Dubai?

As a UK citizen, you’ll usually need:

  • A valid passport

  • Proof of address (e.g., utility bill or bank statement)

  • Emirates ID (if you’re a UAE resident)

  • Payment method proof (bank transfer or mortgage approval)

We’ll walk you through the exact steps and prepare all paperwork.

10. How long does it take to complete a purchase?

  • Ready Properties: Typically 2–4 weeks

  • Off-Plan Properties: Booking can be done in 1–2 days, and payment is staged over time (e.g., 60/40, 70/30 = During construction/ On completion)

We manage the entire process for a smooth and timely handover.

Still Have Questions?

Get in touch today — our agents are ready to assist.

📧 Email: info@prrealestates.com

📞 UAE Call/WhatsApp: +971559509510

📞 UK Call/WhatsApp: +443330908214

Whether you’re buying, selling, or investing, our dedicated team is here to assist you every step of the way.

info@prrealestates.com

UK: +443330908214

UAE: +971519059510

Contact us